Lifestyle

Bank of Mum & Dad

Being the bank of mum and dad can impact your own lifestyle and your children's inheritance. Maybe even your home.

Early Inheritance - gift without causing a rift

Early inheritances can impact the estate and leave loved ones with less or more than what was intended.

Age Pension and Gifting / Deprived assets

It is great to be able to help the kids out with gifts of cash however it can ongoing impact to your circumstances due to the gifting rules.

Early Access to Super for home loan repayments

If you are at risk of losing your home because you can't make the home loan repayments, you may be eligible for early accesss to your super.

Home Equity Access

The governments Home Equity Access Scheme can help to support lifestyle by accessing the equity in your home. Here we discuss how it works.

Retiree Finance News Feb 2023

There are a couple of legislated changes that may impact you. Are you now eligible for the Commonwealth Seniors Health Card (CSHC)?...

Currency Conversion Checklist

What do you need to check before converting currency or creating a hedge? We list some of the checks required here.

Why hedge foreign capital transfers

How to reduce or remove your currency risk on large foreign currency transfers.

How to save when buying property with overseas money?

Purchasing a property is usually the largest financial transaction a person engages in their lifetime. Adding in the complexity of having...

Timing of Downsizer contributions

Timing of downsizer contributions can enable you to maximise other contribution types. Time is ticking, don't trip on it.

The 5 Fantastic 'F's of Downsizing

Why downsize? There are many benefits: here are some of the common ones.